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The history of Baccarat is still a topic of research. There are no concrete proofs as of who invented the game, but many individuals agree that the game dates back to medieval ages.

According to the legend, the origin of the game lies in an old ritual. In ancient times, nine gods used to pray to the blonde girl. They waited for the girl to throw a die having nine sides.

The number that came on that die would decide the fate of the girl. If the number came out to be nine or eight, then she would be considered as a princess, if the number came out to be six or seven, the gods would prohibit her to perform any religious activities. If the die showed the number five or less than that, the girl would have to throw herself into the sea.

Later, the game evolved and even common people started playing it. Baccarat is pronounced as bac-car-ah, which means 'zero' in Italy. The main reason behind this is most cards of baccarat have a value of zero. Some say an Italian croupier Felix Falguierein invented the game in the year 1480. He used tarot cards for playing baccarat.

One theory states that Lino Bussoli, a moneylender from Italy, created Baccarat, in remote and rocky mountainous areas of Abruzzo. People in the region used to fear Bussoli because of his unsightly appearance and mysterious dealings.

It is believed that Bussoli devised other new methods of gambling, which evolved and changed over the years and later spread to different parts of the world.

The first original Baccarat game was played in France, where it was a favorite pastime for people in French aristocracy. The game kept on evolving and presently there are four modern variations of Baccarat. They are American Baccarat, Chemin de Fer, European Baccarat and Baccarat en Banque.

The game became popular in Argentina and later it arrived in Cuba and made its way to the United States. People believe that the entry of the Baccarat in American casinos took place in the years 1959-1960 at Sands Casino, Las Vegas. Tommy Renzoni was the owner of the casino, who introduced the game. He designed the format of the game on the basis of Chemin de Fer.

The popularity of the game has now increased tremendously, as numerous online versions of the game have also evolved.

Later, Chemin de Fer, spread far wide to the British Isles. The game underwent thorough molding in England, as game rules were changed. Here, it achieved a new name, European Baccarat.